How to Stop Foreclosure


Modify Your Loan
If you are facing foreclosure, there are several options that you can consider to try to avoid it. One option is to modify your mortgage. You may be able to negotiate with your lender to change the terms of your mortgage, such as extending the repayment period or forbearing a portion of the loan.

Loan Modification Application
Loan Mod App


Sell Your House
If you are unable to make your mortgage payments, you may be able to sell your property and pay off the loan to avoid foreclosure. Alternatively, you may be able to transfer ownership of the property back to the lender in exchange for the lender forgiving the debt. This is known as a deed in lieu of foreclosure.



File BK
If you are facing multiple debts and cannot make your mortgage payments, you may be able to file for bankruptcy, which can slow down the foreclosure process.


Seek Help
Finally, you can seek assistance from us or another housing counselor or a nonprofit organization that provides assistance to homeowners facing foreclosure. These organizations can provide advice and guidance on how to avoid foreclosure and find a solution that works for you.


Mortgage Help Center