Mortgage Help Center
We help homeowners stop foreclosure and modify their loan to make home affordable.
Fill in the short form to get started.
For Personal Service Call 855-884-HOPE
Required Government Notice: The Mortgage Help Center is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.
Mortgage Help Center is awesome! They helped me change my mortgage so I could pay less money every month. I’m so happy they helped me keep my house. Im not in forclosure anymore.
Mortgage Help Center provided excellent service throughout the entire loan modification process. Their staff was always available to answer my questions, and they made sure I understood everything that was happening. Thanks to their help, I was able to keep my home and stay on top of my mortgage payments. I would recommend Mortgage Help Center to anyone who needs assistance with their mortgage
I am very please for the help that I am receiving
It’s was nice working with a competent people like Christa and Pat both very professional thank you very much for helping us save our home 😁🇺🇸
Their expertise, compassion, and dedication are genuinely admirable. I can’t thank the Mortgage Help Center enough for their assistance during a challenging time.
Between Pat and Christa they gave me peace of mind to know someone was on my side helping me.
Pat is absolutely amazing and he took all the fear and stress from us and made sure we knew we weren’t alone and had help every step of the way
Mr Banks is very nice and helpful. He seems like her cares.

Loan Modification Help
Are you struggling to make your mortgage payments and feeling overwhelmed by the possibility of foreclosure? You’re not alone. The Mortgage Help Center is here to help.
Imagine the relief of having an affordable and sustainable mortgage payment. Our legal professionals are experts in working with lenders to negotiate loan modifications that can reduce your monthly payment, extend your loan term, or even forgive a portion of the principal balance.
With our help, you can take control of your mortgage and avoid the stress and heartache of foreclosure.
But we don’t just stop there. The Mortgage Help Center also provides a wealth of information and resources to empower you to make informed decisions about your mortgage.
Get back on track and have peace of mind knowing that you have the support of the Mortgage Help Center. Don’t wait, find out if you qualify today!

Key Services
One of the key services provided by the Mortgage Help Center is access to professionals who are skilled in working with lenders to negotiate loan modifications. These professionals can help homeowners restructure their mortgage in a way that is more affordable and sustainable over the long term.
By reducing the monthly payment, extending the loan term, or even forgiving a portion of the principal balance, homeowners may be able to get their mortgage payments under control and avoid the threat of foreclosure.

In addition to providing referrals to legal professionals, the Mortgage Help Center also offers a wealth of information and resources to help homeowners understand their options and make informed decisions about their mortgage.
This includes information about the loan modification process, tips for negotiating with lenders, and strategies for improving credit scores and increasing the chances of being approved for a modification.

Stop Foreclosure
If you or someone you know is struggling to make mortgage payments and facing the possibility of foreclosure, the Mortgage Help Center can be a valuable resource.
Criteria to Get a Loan Modification
Get Help with Loan Modifications from Experts

Struggling with mortgage payments? You don’t have to go through it alone. Our experts can help you understand the loan modification process and determine if you’re eligible.
Lenders consider various factors, such as:
- Demonstrating Hardship: We help you showcase the financial difficulties that are making it hard to pay.
- Ability to Repay: We evaluate your income, assets, and debts to see if you can afford the modified loan.
- Loan-to-Value Ratio: Higher loan-to-value ratios may increase your chances of approval, as it may be harder for lenders to sell the property if they foreclose.
- Positive Payment History: Good payment records can increase your chances of approval.
- Loan Type: Government-insured loans like FHA or VA may offer more flexible modification options.
Every lender has unique criteria for loan modification. Our experts will help you understand your lender’s specific requirements.
Don’t wait to get the financial relief you need. Contact us now for a free consultation and find out if a loan modification is right for you.
Documents You Will Need
Get Expert Assistance with Loan Modification Documents
Applying for a loan modification can be overwhelming, especially when it comes to gathering the necessary documents. That’s where we come in. Our experts will guide you through the process and ensure that you have all the necessary documentation to increase your chances of approval.
Some of the common documents you may need include:

- Proof of Income: Showcase your income from employment, investments, or other sources with pay stubs, tax returns, or other documentation.
- Proof of Expenses: Provide details of your monthly expenses, such as rent or mortgage payments, utility bills, credit card payments, and other debts, with bills, receipts, or other documentation.
- Hardship Letter: Explain the financial difficulties that are causing you to struggle with mortgage payments. Detail your situation and why you need a loan modification.
- Financial Worksheet: Fill out a form provided by your lender that outlines your income, expenses, assets, and debts.
- Other Documentation: Depending on your case, your lender may require additional documents, such as a bankruptcy filing, divorce decree, or medical bills.
Every lender has unique requirements for loan modification. Our experts will help you understand your lender’s specific documentation needs.
Take the stress out of the loan modification process. Contact us now for expert assistance and get one step closer to financial relief.
From understanding the loan modification process to tips for negotiating with lenders, we give you the tools you need to increase your chances of being approved for a modification.
Don’t let the fear of losing your home consume you. Take advantage of our free consultation and case evaluation today by filling out our loan modification application form.
Contact us at (888) 501-6563
Additional Resources
© 2023 The Mortgage Help Center
Mortgage Help Center is awesome! They helped me change my mortgage so I could pay less money every month. I’m so happy they helped me keep my house. Im not in forclosure anymore.
Mortgage Help Center provided excellent service throughout the entire loan modification process. Their staff was always available to answer my questions, and they made sure I understood everything that was happening. Thanks to their help, I was able to keep my home and stay on top of my mortgage payments. I would recommend Mortgage Help Center to anyone who needs assistance with their mortgage
I am very please for the help that I am receiving
It’s was nice working with a competent people like Christa and Pat both very professional thank you very much for helping us save our home 😁🇺🇸
Their expertise, compassion, and dedication are genuinely admirable. I can’t thank the Mortgage Help Center enough for their assistance during a challenging time.
Between Pat and Christa they gave me peace of mind to know someone was on my side helping me.
Pat is absolutely amazing and he took all the fear and stress from us and made sure we knew we weren’t alone and had help every step of the way
Mr Banks is very nice and helpful. He seems like her cares.