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For Personal Service Call 855-884-HOPE 

Required Government Notice: The Mortgage Help Center is not associated with the government, and our service is not approved by the government or your lender.  Even if you accept this offer and use our service, your lender may not agree to change your loan.

 

There are several ways to avoid loan modification scams.

Do your research: Research the company or individual offering the loan modification service. Check their credentials and look for reviews or complaints from previous clients.  Look for the BBB seal as seen above. 

Don’t sign anything you don’t understand: Make sure you fully understand any documents or contracts before you sign them. If you have any doubts or questions, seek the advice of a trusted financial professional or a housing counselor.

Don’t provide sensitive information: Be careful about sharing personal information, such as your Social Security number or bank account details, with anyone you don’t trust.

Use caution with unsolicited offers: If you didn’t initiate contact with the company or individual offering loan modification services, be cautious. It’s possible that they are trying to scam you.

Contact your lender: If you are struggling to make your mortgage payments, you should contact your lender directly to discuss your options. Your lender may be able to offer assistance without you needing to pay for the services of a third party.