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Lenders we work with and Lenders we don’t work with.

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Mortgage Help Center BBB Business Review

For Personal Service Call 855-884-HOPE  | Privacy  | Español

Required Government Notice: The Mortgage Help Center is not associated with the government, and our service is not approved by the government or your lender.  Even if you accept this offer and use our service, your lender may not agree to change your loan.

Are you falling behind on your mortgage payments or facing foreclosure? The Mortgage Help Center provides free information, guidance, and referrals to homeowners struggling with their mortgage. If you’re searching for mortgage relief programs, options to stop foreclosure, or help dealing with your mortgage servicer, we’re here to support you.

We work with homeowners in all 50 states and connect them with resources to explore loan modification, repayment plans, and other mortgage assistance programs. Whether your lender is Wells Fargo, Chase, Bank of America, Mr. Cooper, Freedom Mortgage, LoanCare, Nationstar (Mr. Cooper), PHH Mortgage, Shellpoint, or Carrington Mortgage, or anu other institutional lender, we can help guide you through the available options.

Top 20 Mortgage Servicers Homeowners Commonly Need Help With:

These are the most frequently mentioned mortgage companies among U.S. homeowners seeking assistance with mortgage relief or foreclosure prevention. If your mortgage is with any mortgage company, we may be able to help you explore modification or hardship options:

  1. Wells Fargo Home Mortgage

  2. JPMorgan Chase Bank

  3. Bank of America

  4. Mr. Cooper (Nationstar Mortgage)

  5. Freedom Mortgage

  6. U.S. Bank

  7. LoanCare, LLC

  8. Shellpoint Mortgage Servicing

  9. Carrington Mortgage Services

  10. PHH Mortgage Corporation

  11. PennyMac Loan Services

  12. Flagstar Bank

  13. Caliber Home Loans

  14. Ocwen Financial / NewRez

  15. BSI Financial Services

  16. Select Portfolio Servicing (SPS)

  17. Rushmore Loan Management Services

  18. AmeriHome Mortgage

  19. Fay Servicing

  20. Matrix Financial Services

We assist homeowners who are struggling with these and many other mortgage servicers by providing education, guidance, and referrals. We are not affiliated with these lenders — we operate independently to help you understand your rights and connect with legitimate assistance.

Who We Do Not Work With:

To avoid confusion, please be advised:

  • We do not work with Rocket Mortgage.

  • We do not assist with mobile home or non-real property loans with lenders like 21st Mortgage or Vanderbilt.

  • We can not help with USDA farm and rural loans.

  • We do not work with private lenders, balloon payments, or most second mortgages.

  • We do not assist with reverse mortgages, HOA dues, or property tax collectors.

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