Your browser version is outdated. We recommend that you update your browser to the latest version.


Mortgage Help Center (OFFICIAL) (855) 884-4673

The Mortgage Help Center is non-profit, non-governmental organization (NGO) whose mission is to provide education and advocacy for home owners to prevent foreclosure and to help potential home owners get government guaranteed loans through the Federal Housing Administration (FHA) and United States Department of Agriculture (USDA).


To begin fill in the form below or call the Mortgage Defense Line (855) 884-4673




Foreclosure Prevention

There are several ways to prevent, delay or stop foreclosure. These include:

Save your homeSave your home

Forbearance Agreements - Your bank or loan servicing company may hold off on filing foreclosure when you ask for a forbearance agreement. A forbearance is usually 3 months in length and is used when there is a temporary lapse in your income.

Bankruptcy - A Chapter 7 or Chapter 13 filing is a temporary measure that will stop foreclosure. The bankruptcy is filed in Federal Court and the judge will issue a “Release of Stay” to your lender as soon as it is properly requested by your lender. This usually takes a few weeks. After it is issued the bank will proceed with the sale of your property.

Approved Loan ModificationApproved Loan ModificationLoan Modification - If you are qualified, your bank can change the terms of your loan to make your payments affordable. Qualifying for a loan modification can be a complex endeavor. The Mortgage Help Center has a network of advocates that will help you qualify.


Making Home ffordable Report